John Lunn
PartnerJohn is a Banking and Finance partner based in Edinburgh and heads our Retail Banking team.
John has over 30 years' experience as a Banking and Finance lawyer and his expertise lies in financial services regulation. He is recognised as one of the UK's leading specialists on the regulation of consumer credit and mortgages. He is ranked for UK Consumer Finance in Chambers Legal Directories.
John also advises clients on marketing materials. This involves the UK code of non- broadcast advertising and direct & promotional marketing (CAP) as well as the broadcasting code (BCAP) which applies to aspects such as sponsorship credits on radio and television services.
John is our Financial Conduct Authority (FCA) compliance officer and anti-bribery partner.
Areas of Expertise
Banking & Finance
Article
UK Supreme Court further narrows scope of the Quincecare Duty - Philipp v Barclays Bank plc [2023] UKSC 25
Following on from my colleagues' articles on the Court of Appeal decision on Philipp v Barclays Bank UK plc [2022] EWCA Civ 318, and the subsequent permission granted to appeal that decision, the UK Supreme Court handed down its judgment on the appeal on 12 July 2023. The court has unanimously upheld Barclays's appeal, confirming that the so-called 'Quincecare' duty was not owed to Dr and Mrs Philipp.
Article
Consumer Credit Reform: a chance to modernise information requirements
The Consumer Credit Act 1974 (CCA) is a landmark piece of legislation which governs the credit agreements which we are likely to come across the most often in everyday life – such as personal loans, overdrafts and credit card purchases, to name a few.
Article
Authorised Push Payment (APP) Fraud - Supreme Court grants permission to appeal the Philipp v Barclays Bank judgment on Quincecare duty
Just a quick follow up on my colleague Lily Braunholtz's piece on the widening scope of the Quincecare duty following the Court of Appeal's decision in Philipp v Barclays Bank UK plc plc [2022] EWCA Civ 318 in March 2022.