John is a Banking and Finance partner based in Edinburgh and heads our Retail Banking team.
John has over 30 years' experience as a Banking and Finance lawyer and his expertise lies in financial services regulation. He is recognised as one of the UK's leading specialists on the regulation of consumer credit and mortgages. He is ranked for UK Consumer Finance in Chambers Legal Directories.
John also advises clients on marketing materials. This involves the UK code of non- broadcast advertising and direct & promotional marketing (CAP) as well as the broadcasting code (BCAP) which applies to aspects such as sponsorship credits on radio and television services.
Banking & Finance
Article
Scott Morrison outlines proposed reforms to the Financial Ombudsman Service that aim to increase certainty for firms and align FOS decision-making more closely with FCA rules. The changes could have significant implications for complaints handling and redress in the financial services sector.