Lauren E Hart
Legal DirectorLauren is a legal director in the Banking and Finance team, specialising in transactional debt finance work.
Lauren is an experienced Banking & Finance lawyer having acquired over 11 years' experience advising clients on complex legal banking and finance matters. She is also regarded by Legal 500 to be 'thorough and diligent.'
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Sustainability linked finance products - possible benefits for borrowers
The agenda for COP26's finance session on 3 November is aimed at mobilising and upscaling the public and private financing of mitigation of and adaptation to climate change. Climate related finance products are not new to the market but the arrival of COP26 in Glasgow got me thinking about current environmental finance trends and what might be available for borrowers mindful of the environmental impact of their businesses.
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Key Differences between Scottish and English Security - Part 5
Introduction and Summary of Key Points Summary #5 of 5: Standard Securities - In the earlier summaries of the key differences in taking security between Scotland and England, I summarised the Scottish position on assignation, taking security over Scottish shares, the legal niceties surrounding the Scottish floating charge and Scottish ranking or intercreditor agreements respectively. This is the final summary in our five-part series and considers the Scottish standard security.
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Key Differences between Scottish and English Security - Part 4
Ranking and Intercreditor Agreements: In the earlier summaries of the key differences in taking security between Scotland and England, I summarised the Scottish position on assignation, taking share security over Scottish shares and the legal niceties surrounding the Scottish floating charge respectively. This is the fourth summary in our five part series and considers ranking and intercreditor agreements which relate to Scottish security interests.