Lauren E Hart
PartnerLauren is a Partner in the Banking and Finance team, specialising in transactional debt finance work.
Lauren E Hart is a Partner in MFMac’s Banking and Finance team and an expert finance lawyer specialising in transactional debt refinancing work and complex banking transactions for major lenders and some of our key borrower clients. She is regularly instructed by City and regional law firms on the Scottish aspects of international finance transactions.
Lauren advises banks, financial institutions, borrowers and non-Scottish advisers on a wide range of domestic and international finance matters in various sectors, with particular strength in time‑critical financings and pre-insolvency debt restructuring work. She is frequently instructed on transactions where delivery certainty, speed and commercial judgment are essential.
Lauren is widely recognised for her calm manner under pressure, strong client focus and tenacity in getting deals done, even on challenging or sensitive matters. Clients value her ability to combine technical rigour with practical, solutions‑driven advice, helping transactions progress smoothly and on budget.
She is recognised by Legal 500 as being “thorough and diligent” and is ranked in Chambers and Partners, reflecting the trust placed in her by long‑standing clients and City firms to lead complex financing mandates.
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Sustainability linked finance products - possible benefits for borrowers
The agenda for COP26's finance session on 3 November is aimed at mobilising and upscaling the public and private financing of mitigation of and adaptation to climate change. Climate related finance products are not new to the market but the arrival of COP26 in Glasgow got me thinking about current environmental finance trends and what might be available for borrowers mindful of the environmental impact of their businesses.
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Key Differences between Scottish and English Security - Part 5
Introduction and Summary of Key Points Summary #5 of 5: Standard Securities - In the earlier summaries of the key differences in taking security between Scotland and England, I summarised the Scottish position on assignation, taking security over Scottish shares, the legal niceties surrounding the Scottish floating charge and Scottish ranking or intercreditor agreements respectively. This is the final summary in our five-part series and considers the Scottish standard security.